Gale Force--Gale Cincotta: The Battles for Disclosure and Community ReinvestmentDid the US mortgage implosion of 2007 which led to the worldwide recession have to happen? Gale Cincotta (Chicago, 1929 2001), and the National People's Action (NPA) she founded, battled for decades to get the laws and regulations which would have made it much less likely. In the 1960s Gale battled the Chicago Public Schools for a better education for her six sons. She then fought realtors and lenders to provide reasonable mortgages where none were